Bank Clerk Roles and Other Details
Banking is undoubtedly one of the budding financial industries in India. With a policy of financial inclusion, the need for clerks in the Indian Public Sector Banks is undoubtedly sky-rocketing. If you want to pursue your career as a bank clerk, then here are the updates that you can’t afford to miss.
For customers and visitors to every public service bank, clerks serve as the initial ‘point of contact’ for assistance and enquiries. The job of a bank clerk can be multifarious. For example:
- He might need to handle the cash withdrawal and deposit counters, receive cash from the customers and well as sanctioning withdrawals to those who need them.
- A bank clerk is responsible for issuing demand drafts, verifying checks, preparing balance sheets, converting currencies, handling international accounts and providing several other banking-related services to the customers.
- These days, bank clerks are also given the responsibility to engage in marketing the different financial products of a bank to visitors. That means they might need to promote the bank’s loan schemes, deposit schemes and similar things to the new and existing customers.
- People involved in a clerical job are also responsible for pursuing back-office jobs, such as ledger maintenance, balance tally, collect receipts. They might even need to work after office hours to key in the day’s transactions into the computer system.
The common eligibilities to become a bank clerk are as follows:
- Age limit- 20 years (minimum)- 28 years (maximum)
- Age relaxation is allowed for SC, ST, and OBC candidates, as well as candidates belonging to other exempt categories.
- Fluency in the official language in the State/ UT where you have applied for.
- A certificate in basic computer course.
- A degree/ equivalent in any discipline from a University. However, the University should be recognized.
If you want to pursue your career in banking, then you will need to get through the common written exam for Bank Clerk recruitment. SBI Clerk Mock Test 2022 will be helpful in this matter. The examination is held every year by IBPS. The preliminary screening is usually held in November/ December. However, registration for the exam generally starts in August and ends in September. The preliminary exam is of MCQ type and comprises 200 marks. It consists of 5 different sections- Reasoning, Numerical Aptitude, General Awareness, Computer Proficiency and English language. There will be a negative marking of .25 marks for every wrong answer. If you get a valid score card for your qualifying status, then only you can apply for the Bank Clerk Vacancies, as announced by different banks. On the basis of scores obtained, candidates who qualify in the exam are shortlisted state-wise, on the basis of 1:5. Next, you might get interview calls from many of the 19-20 PSU banks for which IBPS conducts the screening. If you clear the interview, then your placement will be finalized.
Other important details
As a clerk, you get a chance to get promoted to officers. For that, you’ll need to sit off the departmental exams that banks conduct. Moreover, after some years of experience, you might also consider seeking employment in private sector banks, which look for hiring candidates with some banking experience. For regular updates on the latest govt. jobs and free SBI Clerk Mock Test 2022, make sure that you keep an eye on the employment notifications that the leading newspapers publish.